1. How are SIP and lump sum different?
SIP is a safe option for investors as it gives returns even when the market fluctuates. A lump sum is the safe option when the market is down.
2. Is investment in small-cap Funds risky?
Yes, small-cap funds may be volatile. However, funds such as Invesco India SmallCap have powerful track records.
3. How long must the investor hold the mutual funds?
The investor must hold the mutual funds for 5 years.
4. Will these mutual funds perform well in 2026?
There is no guarantee that these mutual funds will perform well. However, with consistent and risk-managed funds, investors may benefit.
5. Which are the best funds for beginners?
Beginners can use Parag Parikh Flexi Cap, Mirae Asset Large Cap, and ICICI Pru Bluechip Fund in 2026.